SAMPLE LX HOME INTELLIGENCE CHECK
LX HOME INTELLIGENCE CHECK
14845 Prickly Pear Cove
Magnolia, TX 77354 · Montgomery County
Geocoded match: 14845 PRICKLY PEAR COVE, MAGNOLIA, TX, 77354 · 30.23788, -95.70698
Prepared for
Sample property — not a customer order
Generated
2026-09-22T20:18:15.502Z
Product price
$99 — one property
How to read every line in this report
- ✅ VERIFIED — retrieved live from the named public source
- 🔶 LX ANALYSIS/INFERENCE — our interpretation, clearly labeled
- ⚠️ REQUIRES PROFESSIONAL CONFIRMATION — we name who to ask
01Property identity & parcel information
SampleMatched address
✅ VERIFIED14845 PRICKLY PEAR COVE, MAGNOLIA, TX, 77354 — matched by the US Census Bureau geocoder (address range 14837–14899 Prickly Pear Cove).
Source: US Census Bureau Geocoder (address matching) · retrieved 2026-09-22T20:18:15.502Z
Coordinates
✅ VERIFIED30.237879, -95.706978 (WGS84) — the parcel-level geocode used for every map and distance in this report.
Source: US Census Bureau Geocoder (address matching) · retrieved 2026-09-22T20:18:15.502Z
County
✅ VERIFIEDMontgomery County, Texas (county GEOID 48339) — the county appraisal district and county records office for this property.
Source: US Census Bureau Geocoder (geographies: county / tract / place) · retrieved 2026-09-22T20:18:15.502Z
Census tract / block
✅ VERIFIEDTract Census Tract 6946.03 (GEOID 48339694603), block 483396946032037 — the geography behind the neighborhood statistics in this report.
Source: US Census Bureau Geocoder (geographies: county / tract / place) · retrieved 2026-09-22T20:18:15.502Z
City / jurisdiction
✅ VERIFIEDThe geocoder matched NO incorporated place for this address — this property is most likely in unincorporated county jurisdiction (or inside a city's extraterritorial jurisdiction), which changes who issues permits.
Source: US Census Bureau Geocoder (geographies: county / tract / place) · retrieved 2026-09-22T20:18:15.502Z
ZIP code
✅ VERIFIEDZIP 77354 (as returned by the address match).
Source: US Census Bureau Geocoder (address matching) · retrieved 2026-09-22T20:18:15.502Z
Parcel number, legal description & ownership
⚠️ REQUIRES PROFESSIONAL CONFIRMATIONNot available from any free public API we can query reliably. Your report lists the exact lookup path and the responsible office so you can pull your own record in minutes.
02Location & aerial map
SampleStatic map drawn from verified OpenStreetMap geometry for the geocoded property point. Not a survey.
Street network around the home
✅ VERIFIEDMapped named roads inside a 1.5 km radius of the home, nearest first: Mill Creek Road (residential, 1.2 km (≈0.7 mi)); Lacey Wood Court (residential, 668 m (≈0.4 mi)); Winding Way Court (residential, 675 m (≈0.4 mi)); Lacy Wood Court (residential, 750 m (≈0.5 mi)).
Source: OpenStreetMap contributors (ODbL) — OSM API 0.6 map data · retrieved 2026-09-22T20:18:15.502Z
Primary road access
✅ VERIFIEDNearest higher-classification roads: Farm-to-Market Road 1488 (primary, 1.0 km (≈0.6 mi)); Farm-to-Market Road 1488 (primary, 1.0 km (≈0.6 mi)); Farm-to-Market Road 1488 (primary, 1.0 km (≈0.6 mi)); Farm-to-Market Road 1488 (primary, 1.0 km (≈0.6 mi)) — these are the roads that carry the traffic this area's growth will use.
Source: OpenStreetMap contributors (ODbL) — OSM API 0.6 map data · retrieved 2026-09-22T20:18:15.502Z
Water features around the home
✅ VERIFIED1 mapped waterway/water-body feature(s) inside 1.5 km, including Mill Creek. Drainage features are the single most common source of unexpected water on Texas residential lots.
Source: OpenStreetMap contributors (ODbL) — OSM API 0.6 map data · retrieved 2026-09-22T20:18:15.502Z
Nearby schools (mapped)
✅ VERIFIEDMagnolia High School — 1.6 km (≈1.0 mi)
Source: OpenStreetMap contributors (ODbL) — OSM API 0.6 map data · retrieved 2026-09-22T20:18:15.502Z
Shopping / services (mapped)
✅ VERIFIEDNo supermarket was returned inside a 1.5 km radius by OpenStreetMap for this run.
Source: OpenStreetMap contributors (ODbL) — OSM API 0.6 map data · retrieved 2026-09-22T20:18:15.502Z
Aerial / parcel imagery
🔶 LX ANALYSIS/INFERENCEThis sample carries the verified-data static map below. A full paid report pairs it with the county appraisal district's aerial and plat pages (linked, with the parcel number path) — we do not re-publish imagery we cannot license or verify.
03Flood & drainage screening
SampleFEMA flood zone at the geocoded point
✅ VERIFIEDZone X (AREA OF MINIMAL FLOOD HAZARD) — Special Flood Hazard Area: no. Retrieved live from the FEMA National Flood Hazard Layer for this exact point.
Source: FEMA National Flood Hazard Layer (NFHL) · retrieved 2026-09-22T20:18:15.502Z
What this means for insurance and lending
🔶 LX ANALYSIS/INFERENCEThe mapped zone is not a Special Flood Hazard Area, so federally-backed lenders generally do not require flood insurance on that basis — but most standard Texas policies exclude rising water, and mapped zones do not capture every local drainage problem. Confirm coverage with your agent.
Drainage / detention context
🔶 LX ANALYSIS/INFERENCE1 mapped water feature(s) sit inside the study radius — typical of the detention ponds and drainage channels that serve newer Montgomery County subdivisions. Detention infrastructure is a positive drainage signal, but its capacity and maintenance obligations are not public in a form we can verify.
Site-specific elevation, drainage study & flood insurance
⚠️ REQUIRES PROFESSIONAL CONFIRMATIONA site-specific Elevation Certificate, drainage study or flood-insurance quote must come from a licensed surveyor/engineer and your insurance agent. This report cannot substitute for any of them.
04Property-tax & exemption review
SampleAppraisal district for this property
✅ VERIFIEDAppraisal and exemption records for this address are held by the Montgomery County Appraisal District (CAD). Your paid report names the office, the record-lookup path and the protest deadline that applies to your notice.
Source: US Census Bureau Geocoder (geographies: county / tract / place) · retrieved 2026-09-22T20:18:15.502Z
Notice this: appraisal values are NOT in this report
⚠️ REQUIRES PROFESSIONAL CONFIRMATIONTexas appraisal districts do not expose a stable public API for parcel values, so any dollar figure a website shows you is either scraped or invented. We will not print an unverified value as if it were yours — the report instead walks you through pulling the actual record and checking it for errors.
Exemptions (homestead, over-65, disability)
⚠️ REQUIRES PROFESSIONAL CONFIRMATIONExemptions are per-owner and are not published in a machine-readable public record. The homeowner action plan below lists exactly what to request and what to compare once you have your notice in hand.
Format example (illustrative only — NOT this property's values)
🔶 LX ANALYSIS/INFERENCEA paid report prints your taxing units, taxable value and exemption lines in this shape once you supply the CAD record: taxing unit → rate → taxable value → estimated annual tax. The figures here are a format sample only.
05Automated home-value signals
SampleAutomated value signals
🔶 LX ANALYSIS/INFERENCEAutomated valuation models disagree with each other, often by wide margins, and none of them is an appraisal. A paid report shows the range, the inputs each model uses and where the signals diverge, so you can see the uncertainty rather than a single authoritative-looking number.
Nearby market evidence
⚠️ REQUIRES PROFESSIONAL CONFIRMATIONComparable sales data for Texas is held by the county, by title companies and by licensed MLS systems — it is not available through a keyless public API. Your report states that plainly and routes you to the sources: CAD sales history, your realtor's MLS CMA, and recorded deeds at the county clerk.
Neighborhood context we CAN verify
✅ VERIFIEDMapped amenity context inside 1.5 km: 1 school(s), 0 supermarket(s), with Mill Creek Road as the nearest named road (1.2 km). Subdivision scale and access matter for comparable selection — this is the honest part of the picture.
Source: OpenStreetMap contributors (ODbL) — OSM API 0.6 map data · retrieved 2026-09-22T20:18:15.502Z
This is not an appraisal
⚠️ REQUIRES PROFESSIONAL CONFIRMATIONNothing in an LX Home Intelligence Check is an appraisal or a guarantee of value, and it is not a substitute for one. A licensed Texas appraiser is the only source of an opinion of value.
06Nearby market evidence
SampleWhat we can verify, and what we will not fake
✅ VERIFIEDVerified neighborhood context: 1 mapped school(s) and 0 supermarket(s) within 1.5 km. Recorded sales prices are NOT available from keyless public data, so this sample shows the structure of the section and sends you to the three legitimate sources of comparable evidence.
Source: OpenStreetMap contributors (ODbL) — OSM API 0.6 map data · retrieved 2026-09-22T20:18:15.502Z
Where the real comparable evidence lives
⚠️ REQUIRES PROFESSIONAL CONFIRMATION1) The county appraisal district's recorded sales history for this tract. 2) A licensed realtor's MLS comparative market analysis. 3) Recorded deeds and the county clerk's records. Your paid report tells you what to ask each one for.
Signal disagreement is information
🔶 LX ANALYSIS/INFERENCEWhen automated value estimates spread widely around a property, that spread is the finding: it usually means thin comparable evidence, unusual improvements, or a fast-moving submarket. Read the range, not the midpoint.
07HOA & subdivision context
SampleSubdivision & plat
⚠️ REQUIRES PROFESSIONAL CONFIRMATIONSubdivision plats and deed restrictions are recorded at the county clerk's office. Your paid report gives you the document path and a short list of the restrictions that most often bite homeowners (setbacks, outbuilding limits, short-term-rental bans, architectural review).
HOA status, dues & transfer fees
⚠️ REQUIRES PROFESSIONAL CONFIRMATIONHOA membership, dues, special assessments and transfer fees must be confirmed in writing from the association or from a title company's resale certificate — there is no public API for this, and we never guess whether a property is in an association.
Why this matters at the closing table
🔶 LX ANALYSIS/INFERENCEUnpaid HOA balances and pending special assessments can follow the buyer at closing, and the resale certificate is required in most Texas resale contracts. Requesting it early removes a late surprise.
08School district & attendance-zone information
SampleSchool district & attendance zone
⚠️ REQUIRES PROFESSIONAL CONFIRMATIONDistricts, attendance boundaries and transfer rules are not exposed through a keyless public API we can verify against. Confirm the district and the current attendance zone directly with the district's student-services office before relying on it for a purchase or a move.
Mapped nearby schools
✅ VERIFIEDMagnolia High School — 1.6 km (≈1.0 mi)
Source: OpenStreetMap contributors (ODbL) — OSM API 0.6 map data · retrieved 2026-09-22T20:18:15.502Z
Ratings & performance data
⚠️ REQUIRES PROFESSIONAL CONFIRMATIONState accountability ratings come from the Texas Education Agency and are published per campus. Read them at the source, and check the campus, not the district average — attendance-zone campuses change with new construction.
09Nearby developments & infrastructure projects
SampleMapped development activity
✅ VERIFIEDMapped construction land use inside 1.5 km: Mapped construction site (79 m) · Mapped construction site (125 m) · Mapped construction site (1.5 km).
Source: OpenStreetMap contributors (ODbL) — OSM API 0.6 map data · retrieved 2026-09-22T20:18:15.502Z
Road, utility & infrastructure projects
⚠️ REQUIRES PROFESSIONAL CONFIRMATIONPermitted projects live with the county/city engineering department and the regional mobility authority — not in a public machine-readable feed. Your report lists the exact offices and public meeting portals to check, because new roads and utility capacity are what change an area's value fastest.
Growth context
🔶 LX ANALYSIS/INFERENCEMontgomery County (this address's county) has been one of the faster-growing Texas counties this decade, and the 77354 corridor sits inside the Houston-region expansion band. The analytical implication is straightforward: check both directions — new amenity access and new traffic, drainage load and school crowding.
10Property risks & opportunities
SampleFlood — mapped Zone X
🔶 LX ANALYSIS/INFERENCENot in a mapped Special Flood Hazard Area, but drainage and ponding are site-specific. Check grading, roof drainage, and any detention feature's maintenance responsibility.
Records accuracy
🔶 LX ANALYSIS/INFERENCEAppraisal records, exemptions and deed restrictions are the most common places where a homeowner is losing money on a clerical error. Verify all three against the source documents; the action plan below is written for exactly that.
Neighborhood change
🔶 LX ANALYSIS/INFERENCEMapped construction activity exists inside the study radius. Ask the county/city what is permitted, not just what is mapped.
Opportunity
🔶 LX ANALYSIS/INFERENCEThis section is where an LX report earns its keep: correct records, documented exemption eligibility, a documented drainage and insurance position, and a written record of what changed in the neighborhood. Each one is a dollar figure at the closing table, and each is fixable before you sell.
11Personalized homeowner action plan
Sample- 1Pull your record from the Montgomery County Appraisal District: owner name, legal description, exemptions, and the value history for the last three years. Compare the square footage and the improvement details to your own documentation.
- 2Read the annual notice the day it arrives, and note the protest deadline printed on it. Protesting is free and does not require an attorney.
- 3Confirm homestead-exemption status and any over-65/disabled-owner exemption in writing — the exemptions most commonly missed are the ones nobody at the CAD will call you about.
- 4Request an Elevation Certificate if the property is in or near a mapped flood zone, and get an insurance quote before you make any decision that depends on the premium.
- 5Ask the title company or HOA for a resale certificate: dues, special assessments, transfer fees and the deed restrictions. Get it in writing, early.
- 6Confirm the school district and current attendance zone with the district's student-services office.
- 7Check the county/city engineering and permitting portals for projects and rezonings within a mile.
- 8Re-run this check before you list, refinance or renovate — the value of this kind of screening is in the delta.
12Sources, confidence levels & limitations
SampleUS Census Bureau Geocoder (address matching)
✅ VERIFIEDRetrieved 2026-09-22T20:18:15.502Z from https://geocoding.geo.census.gov/geocoder/locations/onelineaddress?address=14845%20Prickly%20Pear%20Cove%2C%20Magnolia%2C%20TX%2077354&benchmark=Public_AR_Current&format=json
US Census Bureau Geocoder (geographies: county / tract / place)
✅ VERIFIEDRetrieved 2026-09-22T20:18:15.502Z from https://geocoding.geo.census.gov/geocoder/geographies/onelineaddress?address=14845%20Prickly%20Pear%20Cove%2C%20Magnolia%2C%20TX%2077354&benchmark=Public_AR_Current&vintage=Current_Current&format=json
FEMA National Flood Hazard Layer (NFHL)
✅ VERIFIEDRetrieved 2026-09-22T20:18:15.502Z from https://hazards.fema.gov/arcgis/rest/services/public/NFHL/MapServer/28/query?geometry=-95.706977708531,30.23787939933&geometryType=esriGeometryPoint&inSR=4326&spatialRel=esriSpatialRelIntersects&outFields=FLD_ZONE,ZONE_SUBTY,SFHA_TF,STATIC_BFE,DEPTH&returnGeometry=false&f=json
OpenStreetMap contributors (ODbL) — OSM API 0.6 map data
✅ VERIFIEDRetrieved 2026-09-22T20:18:15.502Z from https://api.openstreetmap.org/api/0.6/map?bbox=-95.722574,30.224405,-95.691381,30.251354
Confidence levels used in every section
🔶 LX ANALYSIS/INFERENCE✅ VERIFIED — a fact retrieved from the named public source at the timestamp shown. 🔶 LX ANALYSIS/INFERENCE — our interpretation of those facts, labeled as ours. ⚠️ REQUIRES PROFESSIONAL CONFIRMATION — not verifiable from keyless public data; the responsible party is named.
Limitations
⚠️ REQUIRES PROFESSIONAL CONFIRMATIONThis sample is preliminary public-record research, mapping and spatial screening. It is not an appraisal, survey, title opinion, home inspection, engineering study, environmental assessment, legal or tax advice, insurance determination, or a guarantee of value, safety or development approval.
This page is a sample, end to end
14845 Prickly Pear Cove is a real Texas property used to demonstrate the format, and the data in it was retrieved live from the sources listed in each section. It is not a report about your property, and it is not an appraisal, survey, title opinion, inspection, engineering or environmental study, nor legal, tax or insurance advice.
That's the whole report.
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